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Can California Health Insurance Rate Reviews Stop Excessive Rate Hikes? Last year, California was granted the power to scrutinize proposed health insurance rate increases by insurance companies. Insurance companies planning to increase their plan premiums by more than 10 percent are subject to rate reviews. Excessive premium increases would necessitate insurers to publicly justify the unjust rate hikes.Despite the implementation of rate reviews, little help is seen by millions of consumers. California health insurance premiums continue to skyrocket making it hard for Californians to afford health care coverage.Even though California can publicly shame and persuade insurers to prevent proposed increases, it still lacks the power to reject the proposed excessive rates by insurance companies. The state couldn't even stop Anthem Blue Cross from increasing one of its coverage rates by 16.1 percent even though it was publicly declared that the planned rates were excessive.Consumers D...

Workplace Health Screenings Promote Healthy Employees and Productivity Workplace health should be one of your top priorities. After all, healthy employees mean less sick days and more productivity. Even when a sick employee is at work, they are not at the top of their game and they're not near as productive as they (or you) would like to be. When this happens, it costs you both time and money and produces very unhappy employees.With workplace health screenings, employees can find out what their health problems are early and put a stop to them before they become very serious. This is something that's good for not just you as an employer but also good for your employees.What benefits do you get with workplace health screenings?Workplace health screenings pick up on health-related issues that would ordinarily go unnoticed. Cholesterol and blood pressure screenings can help employees identify if they are at risk for heart disease. Both of these conditions are treatable with lif...

Australian Health Care Benefits Moving to Australia is an exciting prospect. However inevitably the question of health care is raised. No one wants to become ill or injured while living in Australia and then be left with an enormous bill to pay.Does Australia have free health care?Medicare is Australia's publicly funded health care system however it does not provide 100% coverage. Medicare provides eligible individuals access to free or subsidised medical, optometrical (eye care) and public hospital care. Medicare does not pay towards ambulance costs, physiotherapy, spectacles, podiatry, chiropractic services, or private hospital accommodation.Medicare also does not cover dental costs, with some exceptions for low-income earners. A nationwide Denticare Australia program may be extended in the next government budget, however the specific details are yet to be announced. Some dental organisations provide interest free payment plans, member discounted services that attract an annu...